LOADING
PROPERTY REALITY
Click here to view your shopping cart contents and to proceed to the Checkout. All prices are onceoff and there is no time limit on the use of our templates.
THE HOME OF RESIDENTIAL PROPERTY CALCULATIONS
Home
About
Calculators
Templates
FAQ
Contact
Bond Calculators
Transfer & Bond Costs
Use this calculator to calculate the transfer & bond costs that will be incurred when buying a property. The calculation includes transfer duties, transfer fees, deed office levies, bond registration fees and other transfer & bond related costs. Note that the transfer & bond registration costs which are calculated should be seen as estimates only  actual charges may differ from these estimates.
Monthly Bond Repayments
Use this bond calculator to calculate your monthly bond repayment amount. The calculator results include the total bond repayments over the entire bond period, the total interest that is incurred over the entire bond period as well as the monthly bond repayments based on a 15 and 30 year bond period and annual interest rates that are 1% more and 1% less than the specified bond interest rate.
Bond Affordability
Use this bond calculator to calculate the estimated bond amount that you will qualify for. Bond affordability is determined by your combined monthly net disposable income (as required by the National Credit Act). If your net disposable income is more than 30% of your gross remuneration, the bond qualification amount is based on a 30% repayment to income ratio (as applied by most financial institutions). The calculator also includes an interest rate buffer percentage which is used to measure the sensitivity of the bond affordability calculation to interest rate changes.
Minimum Net Disposable Income
Use this bond calculator to calculate the minimum monthly net disposable income which is required in order to qualify for a specified bond amount. A net disposable income percentage can also be entered in order to calculate the required gross monthly income amount. The minimum net disposable income which is calculated is based on the required monthly bond repayment.
Amortisation Table
Use this bond calculator to view a summary of bond repayments, interest charges, capital repayments and outstanding bond balances over the entire bond period. The percentage capital which is outstanding after each monthly bond repayment is also reflected as an indication of how the initial bond amount is settled over the bond period.
Increased Instalment
Use this bond calculator to calculate the amount of interest that can be saved by increasing your monthly bond repayment amount. The calculated results include the adjusted bond period in months & years, the total bond repayments and interest over the original and adjusted bond periods and the interest savings amount (also in present value terms).
BiWeekly Bond Repayments
Use this bond calculator to calculate the interest savings that result from making biweekly bond repayments instead of monthly bond repayments. For the purpose of the calculation, it is assumed that the original required bond repayment amount remains unchanged and that the additional biweekly bond repayment is allocated against the outstanding capital balance of the bond.
Want Our Calculators
On Your Website?
Click here!
100% Unique
Property Investment
Spreadsheets!
Comprehensive Property Investment Forecasts
+
Calculate Actual Returns On Annual & Cumulative Basis
+
Keep Track Of Primary Residence Costs
+
A Lot More!
Click here!
Property Calculation
Guidance
Property Variables
Capital Gains & Income Tax
Negative Equity
Bond Calculations
And More
Click here!
Are You Interested In 100% Unique Business Templates?
Designed by the same chartered accountant who designed the Property Reality templates but with sales in
more than 100 countries across the globe!
www.excelskills.com
2017 © Property Reality. All rights reserved. 
Privacy Policy

Submit Feedback
You have 0 templates in your cart
VIEW CART
CHECKOUT